Waiver of Suspension of Benefits Frequently Asked Questions (FAQs)

 

Who can complete/submit a Waiver of Suspension of Benefits Application?

Waiver of Suspension of Benefits applications may be completed by a participant, employer, or District Council Business Manager/Treasury Secretary (BMST). Applications completed by individuals/ participants must be reviewed and signed by the applicable BMST.

 

How long does it take to process the application?

Processing of Waiver of Suspension of Benefits applications may take up to 30 business days. The Fund office will respond with letter of acknowledgement upon receipt of all applications. Please note that completion of the application does not provide approval of the waiver of suspension of benefits. Retirees are not authorized to return to work prior to receipt of authorization from the Fund office.

 

How do I submit my completed form?

Completed forms should be submitted electronically to the Fund office via email to waivers@iupat.org. If you choose to submit an application via hard-copy, please allow time for mail processing. Hard-copies should be mailed to:

IUPAT Pension Fund 

Attn: Laurie Smith

7234 Parkway Drive

Hanover, MD 21076

 

Can I (or my employees) immediately return to work once the application is submitted to the Fund office?

No. Completion of the application does not provide approval of the waiver of suspension of benefits. Retirees are not authorized to return to work prior to receipt of authorization from the Fund office.

 

Do I need to fill-out all sections of the form?

Please reference the Waiver of Suspension of Benefits Applications Instructions chart to determine which fields you must complete.

 

I am an employer or BMST completing the application for someone else.  Do I need to list everyone for whom I am requesting a waiver or can I just list their job titles?

All known retirees requesting a waiver must individually be listed including their social security numbers on page 3 of the application.

 

I am an employer completing the application for my employees.  Must I obtain signature approval from the IUPAT BMST prior to submitting this application?

No. Applications completed by Employers on behalf of employees of their company do not need to be signed by a BMST.

 

I am an Employer or BMST and I have completed the application on behalf of someone else.  Why is there no section for the employee to whom the waiver applies to sign the form?

Should the waiver be approved, an authorization letter will be sent to both the BMST and employer (if applicable) granting the request. The Granted Waiver Authorization letter will include a form that must be signed by each individual retiree for which the waiver is granted. All signed letters must be returned to the Fund office and placed on file (per the instructions) on the letter in order to validate the waiver.

 

If granted, how long is the waiver active?

Waivers are valid through the date listed in Section 2C of the application unless otherwise indicated. Applications may only be submitted for the current calendar year. Application requests extending into an upcoming calendar year may only be submitted 90 business days prior. The Fund office retains the right to revoke waiver authorizations or re-evaluate any waiver decision at its discretion.

 

I have a question about completing application or about my waiver status.  Who should I contact?

Questions about completing an application should be directed to waivers@iupat.org  or you can call the Fund office at (410) 564-5502. Please allow 3 business days after submitting an application via email before inquiring about the status. The Fund office will respond with letter of acknowledgement upon receipt of all applications.